How does this actually work?
You drop your deal in the form. Raul reviews it personally, builds a quick pro forma, and records a video walking through cashflow, DSCR, and return. You get the video in your email within 48 hours. That's it.
Is this really free?
Yes. No card, no upsell, no obligation. If you end up needing financing or want us to broker something, we'll talk then — but the underwrite is a free pull-up to the community.
What if I don't have the deal under contract yet?
Even better. Run the numbers before you sign. That's exactly when an underwrite saves you — better to find out it's a bad deal before earnest money is hard.
Will you share my deal with anyone?
No. Raul reviews it personally and replies to you only. We don't shop your deal, list it, or hand it to a broker. Your info stays with us.
What's DSCR?
Debt Service Coverage Ratio — net operating income divided by total debt service. Lenders want 1.20+ in Miami today. Below 1.0 means the property isn't covering its own loan. We calculate yours.
Do you only do Miami?
Miami-Dade and Broward are home base. We'll review deals across South Florida (Palm Beach, Keys). Outside FL, we'll be honest if it's outside our expertise.
Can you find me a deal?
Sometimes. We see off-market Miami CRE flow constantly. If you submit a buy box, we'll match it when something fits. No guarantees.
What if I need financing?
UBI Equity Group LLC (parent, NMLS# 2473752) places loans across DSCR, bridge, SBA 504 / 7a, and conventional. Underwrite first — financing conversation second, only if you want.
305 Numbers Guy