UBI Group | 60-Second CRE Bridge Loan Quote

Why UBI Group

Institutional terms. Direct execution.

We underwrite to the deal, not the borrower's tax returns. Every quote routes to a deal manager — not a junior screener — with authority to commit.

24-Hour Term Sheet

Indicative terms back within one business day of inquiry. No black-box delays.

$500K to $50M+ Check Sizes

Single-asset bridge from small balance to institutional. Portfolio facilities on request.

30+ Years CRE Experience

Our principals have closed across cycles. Underwriting reflects lived risk, not a checklist.

Nationwide Footprint

Active lender in every state. Local market knowledge applied to every credit memo.

14–21 Day Typical Close

Clean files close inside three weeks. Days, not months.

No Upfront Docs for Quote

Indicative pricing without a docket. We pull docs once you're ready to advance.

Direct Lender — No Broker Chain

You speak with the credit. Commitments come from the people who fund the loan.

Frequently Asked

CRE bridge, plain English.

Short-duration first-lien debt — typically 6 to 36 months — used to acquire, reposition, or refinance commercial real estate when timing or transitional cash flow precludes agency, bank, or CMBS execution. Pricing reflects speed and flexibility; exit is to permanent financing or sale.

Up to 75% LTV on stabilized assets, 70–75% LTC on value-add and transitional. Hospitality and land cap lower. Final advance rate is asset-, sponsor-, and market-dependent.

14–21 calendar days on clean files. We have closed inside ten days when title is current and the appraisal is in hand. Quote-to-term-sheet is 24 hours.

No. Indicative terms are issued off a short summary. Full underwriting documents — operating statements, rent roll, sponsor REO and PFS — are requested only once you elect to move forward.

Office, retail, multi-family (5+ units), industrial, mixed-use, self-storage, hospitality, and select land. Special-use and single-tenant credit on a case-by-case basis.

Selectively, for experienced sponsors with permits in hand, a GMP contract, and demonstrated take-out. Multi-family and industrial preferred. We are not a spec-build land lender.

Both available. Non-recourse with standard bad-boy carve-outs is offered on most stabilized and select transitional executions. Recourse pricing is typically 50–125 bps inside non-recourse.

Bridge term sheets identify the exit on day one — agency, life-co, CMBS, bank, or sale. We size the bridge to the cleanest take-out and structure prepay flexibility around it. Most borrowers exit at month 12–24.